We can find you the right loan in minutes - complete the form and we'll call you with the best quote available or call now: Freephone: 0808 1323 838

We help you find the right loan first time, protecting your credit rating and meaning you are more likely to be accepted for your loan

Compare over 350 online loan plans

  • You Could Save Thousands We search to find the best loan rate available.
  • Consolidate Your Debts Or use your loan for any other purpose.
  • Big Name Lenders Compared We can search the loan market in minutes.
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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER SECURED DEBTS.

Why Chose DecisionLoans.co.uk For your Loan?



For Cheap Loans

Decisionloans.co.uk are the UK's cheap loan specialists. We have had over 500,000 visitors and our free service has already helped tens of thousands of people find the best loan the market has to offer - an authority in finding the best loans online. How cheap you're loan is will normally depend on your personal circumstances as each person and case is different. If you have a great credit score you will have access to some fantastic loan rates at the moment if you know where to look. That's where we really score - we know the best lenders for your circumstances and can tell you who is likely to accept your application at the lowest possible rate.

If you have a less than perfect credit history you aren't on your own - we have some amazing deals in place to find cheap loans for you too, even if you have bad credit - some loans can even help rebuild your credit score meaning better rates in the future.

To Compare Loans

At DecisionLoans.co.uk we have direct access to the cheapest loan plans and rates from top high street lenders and the biggest names in both unsecured and secured loan lending. Having access to so many loan plans gives us a major advantage over our competitors as we can source loans at the lowest rates where others may fail to find you a loan at all – or worse they may advise you to apply for a loan that isn’t suitable which can have a negative effect your credit rating and may make getting a low rate loan more difficult in the future. When you use our free online loan comparison service we will do our very best to find you a cheap loan and will never advise you to take a loan that isn’t suitable.

For Personal Loans

Our personal loan search covers a huge amount of UK personal loans, at the last count we had over 550 personal loan plans on our system. Personal loans are suitable for both homeowners and tenants and can really help when you need a quick cash injection in your life. Our personal loan team scour the loans that are available to find the cheapest deals. Our loan finding service has and always will be free and impartial and comes with no obligation. We know which lenders will actually want your business and every month we help people to source the perfect personal loans at the lowest rates.

For Debt Consolidation Loans

The majority of our customers are looking to consolidate some debts they already have to reduce their monthly repayments. Debt consolidation loans if used correctly can really save you money. For some people we have managed to reduce their monthly credit repayments by over 50% just by finding them a lower loan APR. Other people may chose to consolidate their debts as just part of taking a new loan – for example they may choose to use half of the money to cover their existing debt and the rest to buy a car or for home improvements. A debt consolidation loan will actually give you many more options and can be split and used for any purpose so how you use the money is completely up to you – after all it’s your loan!

For Secured Loans

We cater for both homeowners and tenants however homeowners have the extra option of taking a secured loan which can really help to reduce the cost of your loan. If you’re a homeowner the Decision loans team can add homeowner loans to your search which will give you compete access to the full range of loans we have available giving you a clear cost comparison. Homeowner loans / Secured loans usually have the best rates available in the UK and we have access to the top lenders loan plans to find you the best deals on the market. Secured loans offer extra flexibility for people who may have slight credit problems and some even offer a loan repayment holiday – perfect for taking the pressure off if your circumstances should alter.

For Bad Credit Loans

People often think that bad credit will stop them finding a loan – we turn that theory on it’s head. We have access to loan plans designed especially to help people with credit problems. Bad credit loans can include loans for people with CCJ’s, arrears, defaults as people with these problems normally fall into the sub prime category. We have specialist sub prime loans available and while the rates will normally be slightly higher than “good credit loans” we can still access some of the best rates on the market. We have unsecured Bad credit loans available for both tenants and homeowners however, if you are a homeowner you may wish to consider a secured loan as these will normally offer more preferential rates.

For Low Rate Loans

It doesnt really matter what you want your loan for, be it a car loan, a debt consolidation loan, unsecured or secured personal loan the most important thing is to find the lowest rate available. Simply complete our short loan search form or call the free phone number above and you can have the Decision Loans.co.uk specialist low rate loans team working for you for free! Join the thousands of satisfied customers we have already helped and we could help you find the perfect loan and ensure you are accepted for the lowest possible loan rate available in no time at all.


Whatever loan you are looking for - simply complete our loan search form above and let us start searching!

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